Retail FinancingWhen your business relies on servicing and satisfying customers, you need to be sure you’re getting the best financial support to make that happen.  For many retail operations, they need to work with lender who understands their businesses financial needs.  These financial needs may be supported from both traditional and non-traditional lenders.   Spectrum Capital can offer financing options to give your business the flexibility you need to best serve your customers and stay ahead of the competition.


Whether you are a first time owner or you are looking to add additional locations, Spectrum Capital has the financing programs to help your business prosper — from start up funding and new business loans to expansion capital and beyond.

Working Capital

Whether you’re purchasing inventory, hiring additional staff, or launching a new marketing campaign, working capital loans can provide an ideal solution for such short-term borrowing situations.

Commercial Real Estate

Looking to develop a new business, add an additional location or refinance your current property?  Spectrum Capital can help with a broad range of nontraditional lending programs with one to meet your specific needs including expansion capital.


Government guaranteed SBA loans can provide an excellent alternative financing solution for start-up and existing small businesses that may not be eligible for traditional business loans.  Working with preferred SBA lenders, Spectrum Capital can help you determine your eligibility for an SBA loan and expedite the approval process.

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